Is there life insurance available for people over 65 years old?

Yes, a 65 year old may qualify for term life insurance, whole life, or choose guaranteed issue life insurance plans.

The cheapest type of life insurance coverage for 65 year olds would be term life, because it offers temporary protection, usually up to 10 or 15 years, for people over 65.

Whole life insurance is much more expensive because it provides lifetime protection, as long as you pay your premiums.

And, if you have a pre-existi...

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Yes, there are no-exam life insurance plans available for people over 65.

You may be able to choose from permanent life insurance , term life insurance, or guaranteed-issue life insurance without an health exam, if you're over sixty-five years old.

However, the most affordable life insurance policies will be term life, since they are temporary and build no cash value; whereas, guaranteed-issue policies will cost the most because they guarantee your approval for life insurance.

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What is the best life insurance for people over age 60?

That depends on what goal you want your life insurance to accomplish.

Permanent life insurance can give you guaranteed lifetime protection and build cash value, but it costs more than term life.

Term life is the lowest priced life insurance ad offer coverage for up to 30 years. You select the period of time you need life insurance from 10 to 30 years. The shorter the term, the lower your annual premium.

And, if you have health issues or have...
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